Reading culture vital to advance next generation

Although awareness of education's importance is growing throughout the archipelago, many still ignore the benefits of reading. Reading is not an automatic skill, but something that needs to be learned properly so the desired outcome can be achieved -- being able to read is much easier than developing a love for reading. Therefore, it is important that parents and teachers instill the habit in their respective children and students at home and at school. Implanting a love for reading is … [Read more...]

Do we need and trust insurance?

"I don't believe in insurance since it has more disadvantages than advantages," Della, a fresh university graduate, said. She has her reason for making such a statement. Her father's health insurance claim was once rejected by an insurance company, which argued that there were a number of illnesses exempted from coverage in the first year of policy holding. The father needed medical treatment 10 months after he took out his policy. The family thus had to shoulder all the costs incurred from … [Read more...]

Instinct vs. Rule

As I was driving my car, all of a sudden a big red monster cut me off. It was so close it impeded my reflex to step on the break pedal. I thank God I was lucky to escape an accident. On the same day, two motorcycles recklessly cut me off when I was driving in the slower lane. I had little time to figure out how to get out of their way because the one-way street unexpectedly became a two-way road. We are used to facing these unpleasant traffic scenes in our daily lives. However ignorant of … [Read more...]